Eligibility


The Keep Your Home California programs are designed for low or moderate income homeowners who are struggling to pay their mortgages. If you own and occupy your home, and are facing a financial hardship, you may qualify for free assistance through Keep Your Home California.

Participating Servicers >>

Keep Your Home California programs are only available to homeowners whose mortgage servicing company agrees to participate in the program. (Your servicer is the company you make your mortgage payments to every month.) Find out if your servicer is participating in one or more programs offered through Keep Your Home California.

Am I Eligible? >>

There are several eligibility requirements for homeowners interested in financial assistance through Keep Your Home California. Some of these include owning and occupying your home, meeting program income limits, having a documented, eligible hardship and having adequate income to sustain your modified mortgage payments.

Income Limits >>

Because the Keep Your Home California programs are designed specifically for low or moderate income homeowners, income limits have been established. These limits vary according to county. Find out if your household income qualifies for a Keep Your Home California program.



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